73 Strings Alternative: Custom AI for Private Credit
Private credit firms looking at a 73 Strings alternative usually already value their book and monitor their portfolio. What they want is a system shaped to their own marks process, not a product they have to bend their methodology around. 73 Strings does productized valuation and monitoring well. WorkWise takes a different path: custom AI, built in your own environment, around the way your team already marks positions and tracks credits. Read our complete guide to AI in private credit for the wider picture.
The Problem
Valuation in private credit is a judgment you have to defend. Auditors, LPs, and your own investment committee want a documented, repeatable process behind every mark. That defensibility comes from your method, not from a vendor's default model.
A productized platform gives you its way of valuing and monitoring. It works until your book holds positions that do not fit the template: a bespoke covenant structure, a restructuring, an illiquid mark with thin comparables. Then you are working around the tool instead of with it.
The firms that feel this most are the ones whose edge is their credit discipline. Their process is the product. A fixed platform quietly flattens it toward everyone else's.
How WorkWise Solves This
WorkWise builds custom AI around your valuation and monitoring, using Claude inside your own environment. Instead of adopting a fixed model, you get a system that follows your marks process, your credit box, and your reporting formats.
On the monitoring side, that means borrower and covenant data flowing into the checks your team already runs. See how we handle borrower intelligence and portfolio risk monitoring for private credit funds.
Your data stays in your control. There is no lock-in, because you own the system and the workflow it runs. Because we build for adoption, your analysts work with it inside the tools they already use, not a separate portal they have to remember to open.
Key Benefits
Built to Your Marks Process
Every valuation follows the method your team already defends to auditors and LPs, not a vendor's default. The logic is documented and repeatable, which is where valuation defensibility comes from.
Monitoring on Your Terms
Borrower data, covenant tracking, and portfolio checks structured around your credit box. The system flags what your team cares about, in the formats your reporting already uses.
You Own the System, No Lock-In
Custom-built in your own environment with your data under your control. There is no per-seat platform to stay subscribed to, and nothing to migrate off if your process changes.
73 Strings vs. WorkWise: Productized Platform vs. Custom-Built System
73 Strings has real strengths. It offers AI-assisted fair-value support, data extraction from source documents, and portfolio monitoring across private markets and private credit. For firms that want valuation and monitoring as a ready-made product, that is a genuine option.
WorkWise solves a different problem. Not a fixed valuation product, but a custom AI system built around your methodology and owned by you. If your edge is a specific marks process and a specific credit box, WorkWise builds that in. Some firms will prefer the productized route, and that is a fair call. WorkWise is for the ones who want the workflow shaped to their method, or who want to own the system outright.
See how the options stack up for your book: the best AI tools for private credit.